Rate & Insurance
When Was the Last Time You Invest In Yourself?
Your Mental Health is an Investment.
So let it be your biggest asset.
Invest in yourself today, and your future self will thank you because health is the engine of abundance and prosperity in life.
Imagine how incredible it would be to be your best self. The joy, happiness, and peace of mind are simply priceless.
Insurance
We are currently in-network with Highmark/BCBS, United Behavioral Health, and PEIA/UMR. We are considered an out-of-network provider for all other insurance companies. We also provide self-pay services.
Which Scenario Applies to You?
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Psychological services may be covered in full or part by your health insurance. To determine your coverage, please check with your insurance company by calling the customer service number on your health insurance card and asking: What are my benefits for outpatient mental health services? They will then give you information about your copay and deductible.
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Yes! We provide out-of-network services. However, you need to verify that you have out-of-network benefits first.
If your insurance plan covers out-of-network benefits, we can provide you with a detailed receipt (i.e., a Superbill) for the services rendered if a diagnosis applies. You can then send the Superbill to your insurance for reimbursement.
How To Verify Out-Of-Network Benefits
The best way to ensure your benefits is to contact your insurance company's member services line. You can find the phone number on the back of your insurance card or through your online insurance platform.
When verifying benefits with your insurance company, you can ask the following questions:
• What is my out-of-network deductible for outpatient mental health? (Outpatient means treatment outside a hospital). Has it been met, or how much more until my deductible is met?
• How many sessions per year does my plan cover?
• How much does my insurance plan reimburse an out-of-network provider for CPT codes 90834 and 90837?
• What is my out-of-network coinsurance for outpatient mental health?
• Do I need prior authorization?
• What is the home and mailing address on my file? (important to ensure checks are issued to the correct address)
• How do I submit claim forms for reimbursement? (Claims are forms sent to your insurance company to receive reimbursement for sessions you paid for out of pocket.
• What is the time limit to submit a super bill?
If you have out-of-network benefits, your insurance company will mail you a check to reimburse a portion of the cost. A popular app like Reimbursify can guide you through reimbursement in just a few clicks.
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Self-pay is straightforward. You just need to complete some initial paperwork, and we will get started from there. You have more control over your care when insurance is not involved, including length of service, increased privacy and confidentiality, and not having a mental health disorder diagnosis on your medical record.
Self-Pay Rates
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Individual Therapy
In-Person or Online
Intake Appointment | 50-55 mins | $250
Following Appointment | 50-55 mins | $200
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Psychological Assessment
In-Person
5-8 hours | $3000
Cancellation Policy
Your attendance is critical for your growth and this practice's smooth and efficient operation. Therefore, we would highly appreciate it if you could give us adequate notice if you could not keep your appointment for any reason. If you need to cancel, please give us at least 24 hours before your scheduled time, or a flat fee of $75 will be incurred. Likewise, a fee of $75 will be incurred if you no-show your appointment.
Why Do Therapists Charge for Cancellation Fees?
You may have noticed that charging cancellation fees is common among therapists, but it is rarely clearly explained. Here are some of the reasons:
1) We reserve that time exclusively for you when we schedule you. You can count on us to start our appointments on time. This may differ from other professionals who have a more flexible schedule and can take the next person if someone cancels. If you notify your therapist well ahead of time, they may be able to offer the slot to someone else in need. Most people find it difficult to move things around with a short notice of 24 hours.
2) Therapeutic alliance is the heart of effective therapy. Your therapist brings their heart and soul to the therapy room, and it is reasonable for them to expect reciprocal respect for their time and effort. The topic of cancellation fees comes up frequently among therapists. Most therapists find no joy in charging you for a missed or canceled appointment due to insufficient notice.
3) We understand the frustration of being charged a cancellation fee if something unexpected or out of your control occurs. We've all had the experience of losing money on a plane ticket or a hotel reservation due to unforeseen circumstances. It is understandable to be frustrated with the situation. While most therapists charge the full rate, we believe the flat fee is a reasonable middle ground for acknowledging the unpredictability of life while protecting our practice's bottom line.
4) For some clients who frequently cancel last minute, their struggles in life are reflected in their approach to time and commitment to self-care. As therapists, rather than reinforcing the pattern, our role is to help them recognize and work through it.
5) If your life circumstances (such as chronic illness and unpredictable work hours) make it very challenging to keep an appointment, let's explore creative ways to schedule your appointment. For instance, instead of scheduling a week in advance, you might find that same-day scheduling works better for you.
Paying for Services
Payments for therapy sessions will be processed through a secure system (Simple Practice). You need a credit card on file, and
we will charge the fee and balance at the time of the service.
Can I Use My FSA or HSA for Payment?
Absolutely! Both therapy and psychological assessments are health care services.
Good Faith Estimate
In compliance with the No Surprises Act that went into effect January 1, 2022, all healthcare providers are required to notify clients of their Federal rights and protections against potential “surprise billing.”
This Act requires that we notify you of your federally protected rights to receive a notification when services are rendered by an out-of-network provider, if a client is uninsured, or if a client elects not to use their insurance.
Additionally, we are required to provide you with a Good Faith Estimate of the cost of services. It is difficult to determine the actual length of treatment for mental health care, and each client has a right to decide how long they would like to participate in psychotherapy services. Therefore, you will receive a fee schedule for our services. We will collaborate with you to determine how many sessions you may need.
